Founded in 2004 by Shelli Lucus-Kennedy, she brings more than 24 years of insurance industry knowledge and risk management.
Insurance Risk Services serves the building community in two specific areas; Subcontractor Qualification/Monitoring and Administration of Owner or Contractor Controlled Insurance Programs (OCIP & CCIP aka Wrap).
For Building Contractors – We qualify and monitor your Subcontractors for you.
- Obtain an executed Subcontractor Agreement for each of your Subcontractors.
- Obtain Certificates of Insurance and Additional Insured Endorsement from your Subcontractors.
- Monitor your Subcontractor’s Certificate of Insurance expiration dates and request renewals.
- Request and review policy exclusions received from Subcontractors and their insurance agents.
- Initial check of the Subcontractor on NCCI and L&I website for experience factors and appropriate classifications of work.
- Monitor Subcontractor’s L&I/Workers Comp Premium status and notify you if they become delinquent.
- Provide monthly status report showing compliance of each Subcontractor.
- Annual general liability audit assistance.
- Data electronically saved and maintained on and offsite.
Owner Controlled Insurance Programs (OCIP) - OCIP Administration including:
- Provide project/policy customized OCIP/CCIP Manual and Enrollment Forms.
- Offer bid credit formulas and verify bid credits for all Subcontractors in consideration of the coverage provided to them under the OCIP/CCIP.
- Enroll Subcontractors in the OCIP/CCIP, as required by OCIP/CCIP Policy Carrier.
- Request and obtain all required documentation necessary to enroll Subcontractor into the OCIP/CCIP.
- Request and obtain Certificate of Insurance and proper Additional Insured Endorsement forms from each Subcontractor.
- Track expiration date and request renewals for Certificates of Insurance.
- Electronically save OCIP/CCIP Documentation for each enrolled Subcontractor in the OCIP on and offsite.
- Provide monthly status report to Client and General Contractor to include all activity and status of Subcontractors from the previous month.
Contact Us
Shelli Lucus-Kennedy
Senior Risk Manager
p: 360.668.1974
f: 425.322.0966
e: Shelli@insriskservices.com
Renee Harrison
Account Manager
p: 425.945.0109
f: 425.322.0966
e: Renee@insriskservices.com
Heather Sallabedra
Account Assistant
p: 360.805.1941
f: 425.322.0966
e: Heather@insriskservices.com
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